Chapter 13 Bankruptcy
If your income is deemed too high to qualify for Chapter 7 bankruptcy, Chapter 13 bankruptcy is a great way to seek financial relief. Often called “reorganization bankruptcy,” it involves committing to a repayment plan in which you make monthly payments to your creditors. Most plans are set for anywhere from three to five years, after which your remaining debts may be discharged.
Setting up a debt repayment plan can protect both your property and yourself from creditor harassment. If you’re considering filing for Chapter 13 bankruptcy, set up an appointment with us today at any of our Syracuse-area locations.
Why Work with Us?
At Harris-Courage & Grady, PLLC, bankruptcy is our bread and butter. It’s all we do, making us the knowledgeable and experienced advisors you want on your side. Our services don’t stop at simply helping you choose the best path forward. We’ll be with you during every step of the process, from preparing paperwork to representing you at any necessary court proceedings.
We’ll be here for you even after your case is complete. Our post-bankruptcy credit improvement program is available to clients at no extra charge. Let us help you rebuild your credit so you can improve your chances of receiving loans for necessities like a home or a car.
To us, bankruptcy is all about collaboration. Team up with us when you’re ready to seek a future free from debt and financial stress. Whether you live in Syracuse, Liverpool, Binghamton, or Watertown, New York, we’re ready to help you pursue your goals. Contact us today to schedule a free phone consultation.