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Harris-Courage & Grady, PLLC Aug. 4, 2016

It’s easy to feel overwhelmed by life. There are so many things competing for your time, money, and attention. If you’ve ever felt overwhelmed by your life and your finances, here are some ideas to help you simplify.

  1. Let go of style. Latest isn’t necessarily greatest. If your car works, you don’t need a new one. If your old clothes are in good shape, don’t buy more. Buying new things to stay in style creates waste, and costs a lot of money. Letting go of the need to be fashionable and instead emphasizing functionality will simplify your life and save you money at the same time. Freedom from the fear of judgment feels great too.

  2. Buy durable items. Disposable items are convenient. These items include dishes, razors, diapers, plastic bags, and more. You use them once, then throw them away. Unfortunately, you constantly need to purchase replacements. If you choose just one of your disposable purchases and switch to a more durable item instead, you’ll save money in the long run. You’ll also reduce the number of things you have in your home and create less waste.

  3. Get out of debt. Debts cause a tremendous amount of stress and cost a lot of money. Give yourself the gift of freedom from debt. Make a plan to eliminate debt from your life. If that sounds overwhelming or impossible, we’d be glad to help you create a plan based on your unique situation.

  4. Recycling can earn you money from items you would otherwise throw in the trash. Local recycling centers will pay you to recycle metal. You can also earn money by selling items you don’t want or need anymore, instead of throwing them away. If you get creative, you may also be able to re-use something old that you own instead of purchasing something new.

  5. When you buy more than you need, you create clutter and waste. Use up, sell, recycle, or throw away the excess items in your life. Make a commitment to avoid excess in the future—you’ll save money and avoid creating piles of stuff that you’ll just have to deal with later.

  6. Eliminate the irrelevant. Take a close look at what you spend your time and money on. Do you have memberships you don’t use? Hobbies that don’t bring you joy? Eliminating the things that waste your time and money will allow you to do something more meaningful with your life.

  7. Commit to save. Saving first should be a part of every budget. Commit to save money and put it aside first. Your savings will provide a safety net and free you from worrying about what would happen if you had an emergency.

  8. Don’t overextend. You don’t have to say yes to everything. Make sure to preserve some time for you, and some time for family. Keeping your activities at a manageable level will also prevent you from wasting money on things you’d like to do, but don’t really have time for.

We’ve given you 8 tips to get you started on the path to simplifying your life. Choose one to start working on today. Simplifying your life will save you money and will allow you the time and resources to pursue what is most meaningful to you.