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Harris-Courage & Grady, PLLC March 26, 2018

Tidiness and organization can seem like a big hassle. The truth is, being messy can cost you money!

Good organization is the key to making and saving money. You’ll find that you can easily make good progress by organizing your life.

  1. Schedule Your Bills. Ever been charged a late fee for a bill? This is the easiest money to keep in your pocket. Use a calendar, planner, or online banking account to schedule when your bills need to be paid. In addition to avoiding late fees, your credit score can increase when you stop having late payments reported.

  2. Automate Your Savings. If you wait to save whatever is left over at the end of the month, you’ll never have any savings. Instead, set up an automatic transfer to your savings account right after you receive your paycheck. Even if it’s a small amount, consistently saving will add up.

  3. Organize Your Paperwork. Choose one place to keep bills, receipts, and financial statements. Don’t let them get scattered all over the place. Try using a file folder or portable file container instead of having piles of papers on your desk or countertops. This will prevent you from losing important pieces of paperwork under a landslide of unimportant junk.

  4. Eliminate Your Debts. Organize your approach to getting out of debt. The debt snowball can be a good method if your total amount of debt is small. If you are overwhelmed by your debts, filing bankruptcy can be the quickest and easiest way to get out of debt. A free, confidential, no-obligation call to our office can help you determine if bankruptcy is a good option for you.

Be in control of your money and your life by evaluating your accounts regularly and staying organized. A little bit of work each day and regularly monitoring your progress will help you reach your financial goals.