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The first questions we need to ask are : Who owns the property? Just you or you and your spouse? Do you have a mortgage? If so, how much do you owe and…

Creditors who have judgments can take your car to pay for their claim. When you file bankruptcy, you actually protect your car from these creditors, because once you file, they can no longer use this collection technique.

Did you know that some income taxes are dischargeable in bankruptcy? Here’s the deal: Yes, it is very difficult to discharge income taxes in bankruptcy but it is possible.

Are you trying to work overtime or 2 or 3 jobs at the expense of spending time with your loved ones? This is an approach that I, myself, tried, with devastating effects. The sacrifice is not worth it. My creditors do not love me because I sacrificed my family for their benefit. My creditors simply do not care. Don’t make the same mistake I did.

I am always saddened to hear that someone has wasted their retirement or put their home at risk when they could have protected these assets in a bankruptcy. Please do not use either of these methods.

Syracuse Metro is an area with great schools, a low cost of living, and great job opportunities. It is ideal for those people trying to raise families while still staying involved with the community. If you’re looking for a place to rent in the Syracuse area, you need to make sure that, as a renter, you appeal to landlords and property managers.

Because people are so afraid of bankruptcy, they often fall prey to schemes by criminals looking for easy targets. Debt reduction companies offering to “reduce your debt by 40% or 50% or more” are criminals in disguise. These criminal businesses collect fees which exceed the c ost of filing bankruptcy.

Are you being burdened with any of these scenarios? Can you answer YES to any of these questions? If you answer yes to any of these questions then we can help!

Filing for Bankruptcy is not about blame and shame. It’s about protecting what your have and making your life better. Many people believe they will lose their home, car and other possessions if they file for bankruptcy.

The Bankruptcy Code governs the use, sale or lease of property in bankruptcy. The trustee may use, sell or lease the property of the estate other than in the ordinary course of business only after notice and a hearing.