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Saving money doesn’t need to be painful. In our bankruptcy practice, we see many individuals without adequate emergency savings or retirement savings. Just a little sacrifice in can lead to more money in your bank account.

Addressing your beliefs is a good first step if your financial situation isn’t what you’d like it to be. We see clients who feel financially stuck—part of the reason for this is that they hold unhealthy financial beliefs. We want everyone with financial difficulties to know that change is possible.

Creating a budget usually takes a few tries to get right. No matter how thorough we try to be, there are usually a few things that escape our minds. Don’t let the extra expenses ruin your well-laid plans. Budgeting for these surprises can help ensure that your financial goals won’t get sidelined.

Having a judgment filed against you is bad news. A creditor with a judgment against you may hire a judgment collection company to try to get you to pay them.

Need a job? At any given time, there are many people out of work and many people looking to change jobs. Our bankruptcy practice sees many clients whose job losses contributed to their overwhelming debt.

Many people view gambling as a harmless activity. It can be fun, and the lure of a potential win is exciting.

A classic way to learn to lose weight is to keep detailed notes on everything you eat. At the end of the time period of keeping track, you look back and find out ways to eliminate things from your diet.

Is improving your credit score one of your New Year’s Resolutions? We can help with that.

At a glance, rent-to-own furniture can seem like an attractive option. It isn’t technically a loan, because customers can return the furniture at any time for any reason.

Most of the clients who come to see us about filing bankruptcy feel financial pressure. Sometimes, during our free consultation, we determine that filing bankruptcy may not be your best option, or may not be your best option right now.