As part of the bankruptcy process, we help clients to create a budget. We want to ensure that you can live within your income after your debts are discharged, so that you don’t just get yourself back into serious debt.
Before filing bankruptcy, taking a vacation is a big no-no. Vacations are viewed as a luxury, and any money you spend on luxuries cannot be discharged in bankruptcy. That means you will still be responsible to pay back the vacation debt.